Does insurance cover tummy tuck surgery? In most cases, health insurance does not cover a tummy tuck because it is considered an elective cosmetic procedure. However, insurance policies differ, so it is worth reviewing your plan if you have questions about tummy tuck insurance coverage.
George P. Chatson, M.D., with offices in Andover, MA, and Nashua, NH, is led by board-certified plastic surgeon George P. Chatson, MD. With decades of experience, Dr. Chatson helps patients explore cosmetic surgery options based on their individual concerns and goals.
Why Is Tummy Tuck Surgery Usually Not Covered by Insurance?
Because a tummy tuck is typically considered elective cosmetic surgery, most health insurance plans do not cover it. Abdominoplasty insurance coverage varies by policy, so check with your insurance carrier to confirm your benefits. Your insurer can explain any exclusions or requirements that apply to your specific plan.
What Concerns Can a Tummy Tuck Treat?
Pregnancy, significant weight loss, and aging can leave behind excess abdominal skin and other changes that may not improve with diet and exercise alone.
Depending on your needs, tummy tuck surgery may improve:
- Loose or sagging abdominal skin
- Localized pockets of excess fat
- Abdominal muscle separation
- Some stretch marks located on skin that is removed during surgery
A tummy tuck can also repair diastasis recti, a separation of the abdominal muscles that may occur after pregnancy or significant weight changes.
Because pregnancy can stretch both the skin and abdominal muscles, a tummy tuck is often incorporated into a mommy makeover. You do not need to have had children to be considered for abdominoplasty, however. Candidacy depends on your anatomy, health, concerns, and surgical goals.
What If Insurance Does Not Cover Your Tummy Tuck?
If your insurance plan does not cover tummy tuck surgery, financing may allow you to divide the cost into more manageable payments rather than paying the full amount upfront.
Dr. Chatson offers financing options for qualified patients at his Andover and Nashua offices. During an initial consultation, you can discuss your surgical plan, anticipated costs, and available payment options.
Discuss Tummy Tuck Surgery in Andover or Nashua
While insurance coverage for a tummy tuck is uncommon, financing may help qualified patients manage the cost of surgery. To find out if abdominoplasty may be right for you, schedule a consultation with George P. Chatson, MD.Â
Call the Andover, MA office at 978-528-1174 or the Nashua, NH office at 603-294-4189.
